noun / verb HSK 4
cún kuǎn
deposit · savings · to deposit money

Meaning

存款 refers to money deposited in a bank account or other financial institution. As a noun, it means 'deposit' or 'savings'; as a verb, it means 'to deposit money' into an account. This is an everyday financial term used when discussing banking and personal finances.

Usage

Commonly used in banking contexts when opening accounts, discussing savings, or making deposits. The verb usage often appears as 把钱存款 or simply 存款 followed by an amount. Native speakers use this term for both casual savings discussions and formal banking transactions.

Examples

  1. 01
    我想把这些钱存款到银行。
    xiǎng zhèxiē qián cún kuǎn dào yínháng.
    I want to deposit this money in the bank.
  2. 02
    他的存款已经超过十万元了。
    de cún kuǎn yǐjīng chāoguò shí wàn yuán le.
    His savings have already exceeded 100,000 yuan.

Characters

Measure words

  • 一笔存款

Common collocations

  • 定期存款
    dìng cún kuǎn
    fixed deposit, time deposit
  • 活期存款
    huó cún kuǎn
    demand deposit, savings account
  • 存款利率
    cún kuǎn
    deposit interest rate
  • 银行存款
    yín háng cún kuǎn
    bank deposit

Antonyms

Origin

The word combines 存 (to store/keep) and 款 (money/funds), literally meaning 'stored money'. This straightforward compound reflects the basic banking concept of keeping money safe in an institution.

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