verb HSK 5
Traditional 還款
to repay a loan · to make a payment · loan repayment
Meaning
还款 means to repay money that has been borrowed, typically referring to loan payments or debt settlement. It combines 还 (to return) and 款 (money/funds) to convey the act of returning borrowed money according to agreed terms.
Usage
Commonly used in banking, finance, and credit contexts. Often appears with time expressions (按时还款 'repay on time') or payment methods. Frequently used in mortgage, credit card, and loan discussions. Can function as both a verb and a noun (the repayment itself).
Examples
- 01我每个月十五号还款。.I make my loan payment on the 15th of every month.
- 02他因为失业无法按时还款了。.He can't repay on time because he lost his job.
Characters
Measure words
- 次这是第三次还款
- 笔一笔还款
Common collocations
- 按时还款to repay on time
- 提前还款to repay early/ahead of schedule
- 还款日repayment date
- 还款能力repayment ability
Antonyms
Origin
Straightforward compound where 还 (return) + 款 (money) literally means 'return money.' The term emerged with modern banking and credit systems in Chinese.